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Welcome Newly Eligible Employees.

If you are already enrolled in an ICHRA health insurance policy and need to make a change please contact your organization’s HR Team.

If you have been directed here by mistake check with your employer for the correct website.

Questions? To contact your Personal Insurance Advisor, Nicki Miklos, click HERE.

A New Type of Health Insurance Plan

You have the opportunity to enroll in a new type of plan called an Individual Coverage Health Reimbursement Arrangement (ICHRA).

And it’s just that: Individual to YOU and what you decide you need:

  • YOU select a plan that fits your needs – from deductibles to doctors, you decide what’s right for you.
  • YOU enjoy a pre-tax benefit for any payroll deductions used for the health insurance plan.
  • YOU have the option to personally keep the same health insurance plan if you retire or change jobs.

How It Works

Your employer has decided to help with the cost of health insurance for all eligible employees. You select the plan that best fits your needs and pay the difference through payroll deduction. If the plan you select is less than the amount your employer is contributing, then you pay nothing!

Here are the simple steps to follow. 

The Individual Coverage HRA Model Notice has all the details. Click HERE. The Model Notice also has answers to Frequently Asked Questions.

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INTERESTED IN COVERAGE?

Click on Get Started in the Get a Quote Section and complete the contact form. We’ll be in touch when open enrollment begins.

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ON MEDICARE OR WILL BE SOON?

Click on Fill Out the Declaration in the Medicare Declaration section and complete the form.

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NOT INTERESTED IN COVERAGE?

Go to the Coverage Waiver section
and complete the form.

Maximum Monthly Reimbursement Amounts

 <2930-3435-3940-4445-4950-5455-5960>
EE Only$253.86$253.86$259.82$298.79$388$511.86$646.98$761.58

GET A QUOTE

There’s no obligation to enroll, so why not see what’s available?

It’s easy to get started. 

Simply complete a form and one of our licensed and trained benefit counselors will be in contact. We’re open from 9:00 am to 5:00 pm eastern time.

Not Interested in Health Insurance?

Okay, we get it. You might be covered on a plan somewhere else. For example, lots of folks have insurance where their spouse works. Or, maybe there’s another reason that this isn’t the right time for you to enroll.

If that’s the case, we understand. No problem. However, you will still need to complete the Waiver of Coverage Form below to officially let us know that you are not interested and will not be enrolling. It’s really easy and takes less than a minute.

MEDICARE DECLARATION

Are you eligible for Medicare or will you soon be eligible for Medicare?

If so, please complete the Medicare Declaration form. You may be able to be reimbursed for the monthly premium cost for your Medicare insurance policy.

COVERAGE WAIVER

Not Interested in Health Insurance? Okay, we get it. You might be covered on a plan somewhere else. For example, lots of folks have insurance where their spouse works. Or, maybe there’s another reason that this isn’t the right time for you to enroll. If that’s the case, we understand. No problem.

However, you will still need to complete the Waiver of Coverage Form to officially let us know that you are not interested and will not be enrolling. It’s really easy and takes less than a minute.